United Kingdom

Who we are

United Kingdom​ at a glance

The United Kingdom is made up of four countries: England,Scotland, Wales and Northern Ireland. It is a sovereign nation located in Europe and has a population of over 67 million people.

England is the largest country in the UK and is divided into 48 counties and has a population of over 55 million people. London is its capital city.

Wales is divided into 22 counties and has a population of over 3 million people. London is its capital city.

Northern Ireland is divided into 6 counties and has a population of over 1.8 million people. Belfast is its capital city.

Scotland is divided into 33 counties and has a population of over 5.4 million people. Edinburgh is its capital city.

photo of car and bus near castle

Banking

There are approximately 150 financial institutions operating in the UK, with some of the largest being HSBC, Barclays and Lloyds. The central bank of the United Kingdom is the Bank of England.
Website: www.bankofengland.co.uk.
Address: Bank of England, Threadneedle Street, London EC2R 8AH, United Kingdom
Phone: +44 (0)20 7601 4444

Peer-to-Peer Lending Regulations

P2P lending is authorized and regulated by The Financial Conduct Authority (FCA)
Email: consumer.queries@fca.org.uk.

Financial Regulators

The primary financial regulator in the United Kingdom is the Financial Conduct Authority (FCA).
https://www.fca.org.uk/
Address: 12 Endeavour Square, London E20 1JN, United Kingdom.
Phone: +44 (0)20 7066 1000

Small Claims Procedure

The small claims procedure in the United Kingdom is designed to allow individuals and businesses to resolve disputes quickly and inexpensively. Small claims courts deal with claims of up to £10,000 in England and Wales, and £5,000 in Scotland and Northern Ireland. The process is typically handled through a court hearing or an online service.

Competitor Information

Below is the list of competitors issuing credit in Consumer Lending
Fundourselves
LendingWorks
RateSetter
Zopa
EdAid
Madiston
Guarantormyloan
Unbolted
Lendable
theMoneyPlatform